Do you know that your home can get you finance on low rates? It is absolutely true that by placing your home as collateral with the lender, it is easy to procure funds. This way of availing funds is known as home equity loan. Through home equity loan, the borrower can procure large amount and on low rates.

The world is changing at a staggering rate and technology is considered to be the key driver for these changes around us (Papers4you.com, 2006). An analysis of technology and its uses show that it has permeated in almost every aspect of our life. According to Tero et al (2004) many activities are handled electronically due the acceptance of information technology at home as well as at workplace...